Invoice Financing

How to Get Working Capital in 24 Hours Without Collateral

Jia
June 10, 2026

Get Working Capital in 24 Hours — No Collateral Needed

One of the biggest myths in SME financing is that you need property or a long credit history to get funded. For receivables-backed financing, what matters most is the strength of your invoices and your customers.

What you actually need

Instead of collateral, invoice financing looks at the invoices and purchase orders you've already issued and the payment track record of your buyers.

Warehouse operations in the Philippines
No collateral, minimal documents, and a decision in as little as 24 hours.

How the 24-hour timeline works

Submit an approved invoice, get verified, and receive an advance of up to 90% of its value — often the next business day. You repay when your customer settles, then unlock your next advance.

Is it right for you?

If your business regularly issues invoices to reliable customers, receivables financing can turn those unpaid invoices into cash you can use today.

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