How does the Early Payment Program works for you?
Projects that are delivered on time
Working capital constraints are the #1 reason suppliers miss deadlines. When your suppliers get paid early, your procurement chain stops absorbing their cash flow problem.
Better vendor pricing
Suppliers running on tight margins pad their quotes to absorb payment risk. When they know they'll get paid fast, that buffer shrinks, and you could negotiate better rates over time.
Reliable suppliers that stay
Finding and vetting reliable suppliers takes years. When payment terms are tight, your best vendors quietly move to buyers who pay faster.
Zero operational lift
Your procurement and treasury teams take on no additional work. Jia handles supplier enrollment and all compliance.
How it Works
You approve the invoice.
Your procurement team approves supplier invoices the way they always do. Nothing changes on your end.
Jia pays your supplier.
Within 24 hrs of your approval, Jia advances up to 90% of the invoice value directly to your supplier. No paperwork, no collateral, no bank queue.
You pay Jia on your original terms.
On your existing payment schedule (30, 60, or 90 days), you pay Jia. No early payment, no disruption to your AP process.
Eligibility Requirements
You approve the invoice
Your procurement team approves supplier invoices the way they always do
GIS on file
Jia pays your supplier
Within 24 hours of your approval, Jia advances up to 90% of the invoice value directly to your supplier
No paperwork, no collateral, no bank queue
You pay Jia on your original terms
On your existing payment schedule (30, 60, or 90 days), you pay Jia
No early payment, no disruption to your AP process
Frequently
Asked Questions
What is the Early Payment Program?
It's a way to get your suppliers paid within 24 hours of your invoice approval, without changing your own payment terms. Jia advances up to 90% of the invoice value to your supplier, and you repay Jia on your original schedule (30, 60, or 90 days).
What does this cost my business?
₱0 in capital and no fees to you. Jia's advance to your supplier is repaid by your company at maturity, on the same terms you already have in place.
Do my suppliers need to sign up separately?
Yes. Jia handles supplier enrollment and compliance directly, so your procurement and treasury teams don't take on any extra work.
Does this change my accounting or payment terms?
No. You continue paying on your existing schedule; only your supplier's payment timing changes, not your own obligations or terms.
How is this different from Jia Advance?
Jia Advance is financing for a business against its own invoices and purchase orders. The Early Payment Program is the buyer-side counterpart: it's your business enrolling suppliers so they can get paid early, funded and risk-borne by Jia.
How quickly can we launch this with our suppliers?
Once your business is onboarded, supplier enrollment and the first early payments typically move quickly; your account contact can confirm a timeline based on your supplier list.
