The next sale depends on cash you don’t have yet.

The issue isn’t demand. It’s your cash flow timing.

This probably sounds familiar:
You have orders, but not enough inventory to fulfill them
You delay production or restocking while waiting for funds
Your suppliers need to be paid before your customers pay you
You miss out on opportunities because cash isn’t available in time
You’re doing well, but can’t move as fast as you should
The opportunity is already there. The orders, the demand, the next step.
But your cash isn’t. That gap between opportunity and available cash is what slows your business down.

Growth doesn’t slow down because of demand. It slows down because of cash flow.

the solution

How do you want to fund your operations?

Keep your inventory moving without waiting for cash to catch up
Inventory Financing
How it works
Pricing
Check Eligibility
Pay suppliers on time, even when your customers haven’t paid yet
Receivables Factoring
How it works
Pricing
Check Eligibility
Fund demand from marketplaces, platforms, or large buyers
Platform Financing
How it works
Pricing
Check Eligibility
Inventory Financing
Supply Chain Financing
Platform Financing
When you need it
Before you can sell
While keeping operations running
When demand comes from platforms or large buyers
What it solves
You need stock or materials to produce
You need to pay suppliers before getting paid
You need to fulfill incoming orders at scale
Typical situation
“I need to buy inventory first”
“My supplier needs payment before my customer pays me”
“I have orders coming in, but need capital to fulfill them”
What Jia funds
Inventory, raw materials, production inputs
Supplier payments, operational costs
Order fulfillment tied to platforms or buyers
How repayment works
Aligned with your sales cycle
Aligned with incoming payments
Aligned with platform or buyer payment cycles
Best for
Retail, food, manufacturing
Distributors, logistics, B2B trade
Marketplace sellers, suppliers to large corporates
Why this works

Not all financing fits. This one does.

Traditional SME Loan
Jia Inventory /  Supply Chain / Platform Financing
Repayment
Fixed monthly schedule
Aligned with your cash flow
Basis
Credit profile
Real business activity
Flexibility
Low
High
Fit
Generic
Built around operations
faq

Frequently
Asked Questions

01

What is inventory financing and who is it for?

Funding to purchase stock or raw materials before you sell. For retailers, food businesses, manufacturers;, anyone whose next sale depends on cash they don’t have yet.

02

How is platform financing different from inventory financing?

Platform financing is for fulfilling orders from marketplaces or large buyers. Funding arrives when you need to deliver. Inventory financing is for stock that hasn’t sold yet.

03

What happens if my products don’t sell as fast as expected?

We structure repayment around your sales cycle. If your industry has seasonal slumps, we account for that. Terms are aligned with how your business actually moves inventory.

04

Can I use inventory financing to pay my suppliers on delivery terms?

Yes, Jia can pay your supplier directly upon delivery or against a purchase order, so you don’t have to wait for customer payments.

05

Do I have to use Jia’s platform for all my inventory?

No. You choose which purchases to finance. You stay in full control.

06

What documents do I need for inventory financing?

Business registration, supplier contracts or purchase orders, inventory turnover history, and bank statements.

07

How does supply chain financing differ for B2B distributors?

It funds the gap between paying your supplier and getting paid by your buyer, often 30–90 days. Jia can pay suppliers upfront while you collect from your client on normal terms.

08

What is the typical fee for inventory / platform financing?

Varies by transaction size, inventory type, and payment terms. Usually very competitive with (or better than) credit cards or overdrafts. We show fees before you commit.

Still have questions?

Whether it's about the products, application, or anything in between, we're happy to help.

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