Jia in the news.

A portrait of a friendly man in a wetsuit posing with his surfboard in front of vibrant green palm leaves.
Finn O'Brien
I'm from the Gold Coast originally – grew up surfing Snapper Rocks and Burleigh. Came to Bali for a two-week surf trip about seven years ago and just... never went home. The waves here are incredible, but honestly, it's the people and the lifestyle that got me.

I started coaching because I saw so many tourists getting terrible advice from random guys on the beach. I wanted to actually teach people properly – ocean safety, reading conditions, real technique. Whether you're catching your first wave or trying to nail a cutback, I'll break it down for you step by step. My job is to get you surfing better and keep you stoked the whole time.
Coach: Finn O'Brien
ENG / IND / ESP
featured story

The hidden cost of getting paid late

The numbers are familiar to every SME owner in the Philippines: 30, 60, 90 days waiting to get paid. But the real cost isn't the wait. It's what happens while you wait. Our country head Krizanne Ty, MBA breaks down the four hidden costs of late payments that quietly shape how small businesses grow, make decisions, and ultimately survive in our new piece in The Manila Times.

Other Stories

Read more press releases on Jia.

Kaspars Liepa
I want you to spend these days doing something real – catching waves, pushing past your comfort zone, hanging out with people who get it. When I came to Bali years ago, I wasn't looking for anything specific, but surfing here changed how I see things. Not in some cheesy way, just... different. Clearer.

And the crew here – we all work together to make sure you get the most out of every single day.
The Mercury for emerging markets
Kaspars Liepa
I want you to spend these days doing something real – catching waves, pushing past your comfort zone, hanging out with people who get it. When I came to Bali years ago, I wasn't looking for anything specific, but surfing here changed how I see things. Not in some cheesy way, just... different. Clearer.

And the crew here – we all work together to make sure you get the most out of every single day.
Exclusive: Tala Alumni Nab $3M in Coinbase-Led Round to Fix Southeast Asia’s SME Credit Crunch
Kaspars Liepa
I want you to spend these days doing something real – catching waves, pushing past your comfort zone, hanging out with people who get it. When I came to Bali years ago, I wasn't looking for anything specific, but surfing here changed how I see things. Not in some cheesy way, just... different. Clearer.

And the crew here – we all work together to make sure you get the most out of every single day.
Jia raises $3M to give more small businesses access to capital